Loan FAQs
How long do I have to be an LGWFCU member before I can apply for a loan?
You can apply for any loan as soon as you become a member, except special qualifying loans such as the Helping Hand Line of Credit and the Holiday Loan. You must be a member of LGWFCU for at least one year to apply for these special qualifying loans. Contact a loan representative at any branch location for additional information.
What is the maximum amount I can borrow on a personal loan?
The maximum amount you can borrow on a personal (signature) loan is $10,000.
What is the maximum credit limit on an LGWFCU Visa?
The maximum credit limit on an LGWFCU Visa is $10,000.
Do you offer payment protection insurance on your loans?
Yes, we offer Credit Life & Disability insurance for most of our loans, as well as GAP insurance for vehicle loans. Please contact a loan representative at any branch location for complete details.
