Introductory Annual Percentage Rate (APR) will be 0.00% for the first three (3) months from the opening date of the card. After the introductory period the interest will begin to accrue. Then the Annual Percentage Rate (APR) available varies from 7.90% APR to 16.90% APR depending on borrower’s credit score.
L G &W Federal Credit Union is an equal opportunity lender.
Only new Consumer Credit Cards opened from June 1, 2019 through June 30, 2019, qualify for the 0.00% interest for the first 3 months from the date of opening.
The opening date will be considered the date the card is opened by L G & W Federal Credit Union.
Once the application is approved it typically takes 7-10 days to receive a credit card in the mail.
EMV chip for enhanced security.
During the Promotional three months, you will be billed, 2.50% of the balance plus any of the following fees if applicable.
Late Payment fee is $15.00 or the amount of the required minimum payment, whichever is less, if you are one or more days late in making a payment.
No annual fee.
Return Payment Fee is $20.00 or the amount of the required minimum payment, whichever is less.
Card replacement fee is $20.00.
Foreign Transaction Fee