January 1 - 31, 2023
*The Annual Percentage Rate (APR) available is 9.0% - 18.0%.
Credit will be reviewed every two years to maintain availability to Line of Credit Loan.
Payment will be adjusted to the balance increase until your limit is reached.
Interest does not accrue until the credit line is advanced.
A $5.00 fee will apply if you request an advance by calling LGWFCU.
No Fee will be applied if you request an advance through On-Line Banking or Tele-Branch at 901-680-7995.
The Late Payment Fee is $15.00.