*The Annual Percentage Rate (APR) available is 7.90% - 16.90%
Credit will be reviewed every two years to maintain availability to Line of Credit Loan.
Payment will be adjusted to balance increase until your limit is reached.
Interest does not accrue until credit line is advanced.
A $5.00 fee will apply if you do advance by calling our branch. You can do an advance to the Line of Credit Loan through On-Line Banking or Tele-Branch at 901-680-7995, with no fee applied.
Late Payment fee is $15.00.
Return Payment Fee is $15.00.